Small Group Health Insurance Benefits Include

Affordability

Pooling together as a group can lead to more cost-effective insurance options.

Employee Retention

Competitive benefits, including health insurance, can contribute to employee satisfaction and retention.

Customization

Tailor insurance plans to suit the specific needs of your workforce.

Services We Offer

Our Small Group Health Insurance Expertise

We specialize in guiding small businesses through the complex landscape of health insurance, towards the most suitable and cost-effective solutions for their employees.

  • Consultation: All the approaches, all the options, all the data you need to make the best decision.

  • Plan Selection: We assist your employees in understanding and selecting the right plan tailored to their unique needs.

  • ICHRA Implementation: We will help you set up and manage ICHRAs for you and your employees.

  • Ongoing Support: We provide ongoing support to ensure your group’s health insurance needs are met and any changes are seamlessly implemented.

Lake Verna, Rocky Mountains, Colorado

Individual Coverage Health Reimbursement Arrangement (ICHRA)

ICHRAs allow employers to offer a more flexible health benefit by reimbursing employees for individual health insurance premiums and qualified medical expenses. This innovative approach empowers employees to choose the coverage that best fits their needs while providing tax advantages for both the employer and the employee.

Advantages of ICHRA Plans

Flexibility

Employees can choose individual health plans that best meet their needs and preferences.

Cost Control

Employers set a fixed reimbursement amount, allowing for predictable budgeting.

Tax Benefits

Reimbursements are tax-free for employees and tax-deductible for employers.

Customizable

Employers can tailor contribution levels and eligibility criteria for different employee classes.

Portability

Employees can keep their individual health plans if they leave the company, ensuring continuous coverage.

Compliance

ICHRA plans satisfy the employer mandate under the Affordable Care Act (ACA), helping businesses avoid penalties.

No Group Plan Requirement

Employers can offer health benefits without the complexity and costs associated with traditional group health insurance plans.

Experience our difference today.

Because your health matters, and so do you!

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